September 11, 2015

A Better Way to Pay with Android

Photo courtesy of  Pass Kit Blog

By Nick K.

Where would we be without our smartphones? These gadgets offer a laundry list of features and upgrades that we can use and control in the palm of our hand. Earlier this year, smartphones were given applications that grant users the ability to pay for real-world item using their smartphones.

Google created Wallet, Apple released Apple Pay, and Samsung had their own version called Samsung Pay. Even though these payment methods have been around for quite some time, the amount of stores that have implemented these smartphone payment technologies is limited. However, a new challenger has entered the growing smartphone payment market, Android Pay.

What is Android Pay?

Android Pay is a new and simple way for Android smartphone users to make smartphone payments. Tech Crunch summed up how Android Pay works, which is similar to Apple Pay. It uses NFC, or near-field communication, which is technology that allows purchases to be made possible at the point-of-sale. In addition, it also includes the ability for users to pay for purchases while in applications. Android pay technology works on most major bank credit and debit cards, as well as some gift cards, loyalty cards and has special offers available.  

How does it differ from Apple Pay?

Although Apple’s nature of providing revolutionary technology enhancements, which is often hard to compete with, Apple Pay has met its match with the convenience of Android Pay. While Android Pay isn’t necessarily better than Apple Pay in terms of their security and accessibility, Android Pay does one up Apple Pay by offering more payment options than just credit and debit cards. Android Pay allows users to used loyalty cards and gift cards as a form of payment.  

What about Google Wallet?

This is a great question. Gizmodo was wondering the same thing. If Google already has a smartphone payment platform, what is the point of Android Pay? And their answer was a simple one: Android Pay is mainly to make purchases, like tapping to pay for items, or holding your smartphone up to the payment scanner.

Google Wallet is essentially a digital wallet, it is much more complicated and time consuming to use than Android Pay. Wallet requires you to go through the trouble of opening the Google Wallet app, inputting your password to unlock your payment methods, and then finally sending a payment.

All in all, Google’s hope is to keep Wallet as a form of payment for users to use who want to send their peers and money through the Internet, while Android Pay will mainly be used for purchasing products and services. Overall, Android Pay has made its case for all Android users as an app to definitely pay attention. It has the makings of being another great Google feature.

Do you have a preference when it comes to smartphone payment methods? Which one is more beneficial for the user? Please feel free to let us know in the comments below. 

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